When juggling multiple job offers in an unpredictable economy, choosing the most stable option seems like the obvious—and safe—choice. However, just because a job opportunity promises a steady nine-to-five gig doesn't mean it's right for you. Whether you settle on a temp or perm job depends on your short- and long-term goals and personal circumstances. If you're in a rush for employment, apply to both temporary and permanent positions to cover all your bases. Otherwise, keep the following information in mind to figure out which jobs to pursue and accept.
When you're debating a temp or perm job, weighing the pros and cons of each will help you make an informed decision. Most permanent employees enjoy certain advantages unavailable to temps such as health, dental, and vision insurance; some companies may even shoulder the full cost of the premiums. The policies usually allow you to enroll immediate family members, and, as long you're employed, your family will still be covered if your spouse becomes unemployed.
Choosing a temp or perm job may also come down to the retirement benefits, which companies typically offer only to employees with permanent status. These benefits may take the form of a pension plan or an employer contribution to your 401(k) account that matches all or part of what you put in. Businesses that offer a 401(k) match are essentially offering free money toward your retirement. An extensive benefits package can be extremely appealing because of the reassurances it provides against an expensive medical disaster and because it invests in your future. If you're more inclined to think about the big picture, such as long-term job stability and advancement, and want to account for unpredictable variables, a permanent job may be the way to go.
When considering a temp or perm job, first assess your desire for autonomy and flexibility. For some people, flexible schedules and control over their workflow are absolutely critical to productivity. Others may need to work from home and at odd hours due to health complications and other personal reasons. Some people even cite a preference for a nomadic lifestyle or a desire to focus on travel before settling down in one city. These priorities tend to conflict with the demands of a permanent job, which is usually offered with the expectation that the employee will stick around for the long haul.
Sometimes, career stability clashes with your current professional goals. If you're looking to expand your skillset, gain experience in multiple roles, and develop contacts in every corner of the industry, keeping your options open may be the best way to achieve these objectives. When you're ready, you may even have the chance to turn a temp job into something permanent, making your gamble worthwhile. In the meantime, make sure you're comfortable with the possibility of irregular pay, occasional gaps in employment, and lack of benefits. Whether you choose a temp or perm assignment, being confident in your decision will help you avoid stress.
Evaluate every aspect of a job opportunity before putting your signature on paper. Consider things like your health, a retirement account, good job security, fulfilling immediate personal goals, and particular professional preferences. Putting extra time and research into deliberating about a temp or perm job will ensure you enter the workforce without regrets.
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