In Alberta, a woman we’ll call Katie, 64, is caught in a dilemma. A food marketing consultant, she has seen her former six-figure income diminish drastically during the COVID-19 pandemic. The value of her home has taken a significant hit, too. Nevertheless, she has monthly mortgage payments of $1,842 to make and a car to feed, repair and insure. She dreams of being financially independent just a year from now. There are solutions, explains Montreal-based financial planner Caroline...
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