Image:  There's no shortage of evidence that what one might call the "transfer system" -- the web of processes and policies that allow students to move from one college to another and bring their academic credits along with them -- is badly broken in the United States. Barely one in seven community college students who set out to earn a four-year degree earn one within six years, and the typical student who tries to change colleges loses 43 percent of her credits. Many factors...

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