For days, higher education policy experts had been hoping that Education Secretary Betsy DeVos would use a speech Tuesday at a conference on student aid to stop what they see as a looming crisis for student loan borrowers. In less than a month, on Dec. 31, a moratorium President Trump had put in place excusing most borrowers from making payments on their loans will expire. But speaking remotely to the Federal Student Aid Training Conference as she prepares to leave office this month,...

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