In two years, a 25-year-old Vancouver woman we’ll call Elizabeth has gone from slumming it as a student to earning $63,000 per year as an articling clerk to now getting ready to make more than $100,000 as a lawyer. But when it comes to her finances, that transition was perhaps too swift. Elizabeth didn’t have enough time to adapt to her new reality — one that demands a bit more responsibility. One month before hitting a...

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