Image:  Terrell Blount was released from prison in 2009 and graduated from Rutgers University four years later. With a bachelor’s degree in hand, he felt invincible, like he was “on top of a mountain” and ready to start his career. He spent about half a year applying for jobs without any success. Meanwhile the six-month grace period to pay back his student loans was ending, and his credit card debt was mounting. Blount couldn’t understand why he wasn’t hearing back from employers after...

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