Over-demand for homes is ruling the housing market in many cities. Buyers in the best position to buy a home typically have mortgage financing in place, a credit score above 680, and a down payment above 15%. But many markets, like San Francisco and San Jose, have an oversaturation of these buyers, leading to heightened competition. It's a tough time for Americans to buy a home. US housing supply remains low and prices keep rising, making the competition among buyers the...
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