An Edmonton couple we’ll call Amelia and Adam haven’t yet had to run through the same financial hoops that most new parents face. Amelia, 29, and Adam, 32, welcomed a baby daughter to their family seven months ago and the extra costs that would come from raising a child — diapers, food, clothes, strollers, you name it — just naturally slid into their budget. Unlike most new parents, they didn’t have to cut back on their...


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