Hello! Wall Street has reached an "inflection point." After years of spending big on tech, America's biggest banks are starting to see that investment pay off.  Citigroup CEO Michael Corbat recently said his firm reached a turning point last year in which its $8 billion tech budget, part of which is used for streamlining its operations to "shrink the cost of running the bank," started to pay off in meaningful net savings. "Last year, we crossed the inflection point of actually...


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