Billing cycles can really mess with your head. Don't take my word for it. Consider what happened to Michael Dearing, a registered nurse from Chicago, when Comcast adjusted -- or in his words "played with" -- his billing cycles recently. "For about two years, our due date was always the 24th," he says. "Then, over the next 12 months, the date moved to the 23rd, then the 20th. By the time the year was up, a few months ago, the new billing date was the 17th -- a full week...

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