A woman we’ll call Lucy, 60, lives in Alberta. Retired after 38 years as an administrator in the energy industry, she has a pension that provides $3,700 per month before tax. She has returned to work on a contract that pays her $4,000 per month before tax. She worries that her income at 65, when the pension loses a bridge and drops to $3,100 per month and her CPP, $731 per month if she starts at 60 as she intends, plus $614 in OAS per month at 65, will not sustain her way of life. ...

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