The holidays can be one of the happiest times of the year. However, all of that holiday cheer comes with a large, literal price tag. As the American Research Group found in a 2016 survey, the average American spent $929 on gifts alone during the holidays. The same survey also found that over half of respondents expected to rack up debt to afford all of the festivities. The good news? It's not difficult to be a conservative spender and still enjoy the holidays. Here are seven ideas to get...
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