Image:  Student debt is a problem that affects people of all races in the United States. But in A Dream Defaulted: The Student Loan Crisis Among Black Borrowers (Harvard Education Press), Jason N. Houle and Fenaba R. Addo argue that the student loan industry is not one that operates for everyone. Black students “are disadvantaged in two opposing phases of the process: debt accumulation and debt repayment,” they write. Houle is an associate professor of sociology at Dartmouth College,...


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