It's always wise to have some petty cash handy when you're on a trip: You never know if you'll come a cross a cash-only establishment, and there's always the dilemma of tipping when someone in the service industry offers you assistance. "Tipping standards vary widely from one country to the next," says Sarah Schlichter, senior editor of SmarterTravel.com. "The U.S. generally has some of the world's highest expectations. In other countries, such as New Zealand and Japan, tipping isn't...

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