November 1 marked the opening day for Obamacare marketplace open enrollment. The average premium for the benchmark Obamacare plan will decline in 2019 compared to the year before. In fact, premiums are falling in 18 states, and another 13 are only seeing increases of 5% or less. While President Donald Trump has taken credit for the falling costs, health policy experts point to a different reason for the cost slowdown. November 1 marked the first day Americans can sign up for health...

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