How marriage can transform your finances — for better or worse

Couples are counseled to have frank discussions about spending habits and other financial values before they say "I do." This is solid advice. Few things will create more marital strife than one person spending freely while another wants to save. But it's not just about relationship harmony. The financial stakes are high. Marriage comes with serious legal obligations. People often get married before they've accumulated any significant assets, when they're earning entry-level salaries....