The retail apocalypse has led to a flurry of retail store closures and bankruptcies.  Retail trade employment has dropped by 65,000 in the last 12 months, and stores which compete with online retailers are experiencing sizeable declines in employment.  That's impacting some corners of the subprime loan market, and could leave the economy vulnerable.  The retail apocalypse is real. Hundreds of stores across the US have closed, as the rise of ecommerce and a surplus of mall space have...


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