Right now the markets are facing down high unemployment and business closures, with a health crisis added to the mix. It's safe to say that this was not a good year for the American economy -- and specifically not for banks. With interest rates close to zero, large bank stocks saw some of their biggest price drops in decades.There were some macro developments in the economy, such as the fall in unemployment rates each month as businesses begin to open up. However, the banking industry...

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