Welcome to Finance Insider, Business Insider's summary of the top stories of the past 24 hours. Sign up here to get the best of Business Insider delivered direct to your inbox. You might remember that Goldman Sachs is lending to subprime borrowers. Turns out, it's all part of a plan to help predict the next credit cycle. In February, Goldman surprised Wall Street when it said that more than 80% of borrowers for its Marcus consumer-lending product had a FICO score of more than 660 at...
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