With three decades to go, this frugal B.C. server can ride her TFSA to a solid retirement

At the age of 31, a woman we’ll call Autumn, is a veteran of the hospitality industry. Currently a server in British Columbia, her income is substantially dependent on tips. Over a period of a year, she averages $4,500 per month after tax. That is modest even for a single person, but Autumn is frugal. Moreover, she has a plan to invest for retirement during her working years — and with three decades to go, she has plenty of time to compound her gains. ...